Saturday, February 23, 2008

Discover Credit Cards - Online Offers Reviewed

With over 50 million cardholders, Discover is one of the top credit card companies in the United States. After making its debut in 1985 as a division of Sears, the Discover Card quickly grew in popularity among consumers. And it’s easy to understand why: Discover offered benefits such as the “Cashback” program, which allowed cardholders to earn money for using their card. This rewards program and others offered through Discover have continued to improve over the years. Here are three popular Discover cards on the market today.

Discover Platinum Card

If you’re looking for a card with cash back benefits, the Discover Platinum Card may be a perfect fit. This card offers a 5% rebate for items purchased at participating locations, including restaurants, gas stations and clothing stores. You can also earn up to 1% cash back on general purchases.

Besides the cash back rewards, the Discover Platinum Card offers a 0% APR on purchases and balance transfers for the first year. If you have a sizable balance on your current card, transferring it to the Discover Platinum Card could be a smart move. You’ll be able to pay off the balance over a few months and stay interest free. You’ll also get to choose from over 150 card designs and will not have to pay an annual fee.

Discover Gas Card

If you spend hours on the road each week, the Discover Gas Card may be the right card for you. Through its rewards plan, you can reduce your gas budget. The Discover Gas Card offers 5% cash back on gas and auto maintenance purchases. You can earn up to 1% cash back on all other purchases. The card also includes a 0% APR on purchases and balance transfers for twelve months and no annual fee.

Discover Miles Card

If you’re searching for a credit card with great travel benefits, the Discover Miles Card is one of the best. Every month that you make a purchase during the first year you will receive 1,000 bonus miles. This can add up to 12,000 bonus miles in a year! That’s a great reward for using your card each month.

With the Discover Miles credit card, you will earn one mile for each dollar that you spend. You can then trade in the miles for airline tickets. There are no blackout dates for plane tickets. This, plus the additional benefit of no annual fee, sets the Discover Miles Card above other travel cards. Start off with a 0% introductory APR on purchases and balance transfers and then enjoy the travel rewards.

Keep in mind that these cards are usually available for those with good to excellent credit. If you have poor credit, you will want to look into a different card option. However, if your credit history is good, you can make the most out of your Discover Card options.

Starting with the cash back program, Discover has consistently offered high bonuses for using their card. If you have good credit and want a card with excellent benefits, a Discover Card is what you need. Apply today and let the rewards come piling your way.





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