Credit Cards Online Information

Are you overwhelmed with debt, have bad credit, and have been told that you now have You Fix It Credit? That is, credit so bad that the only one who can fix it is you?

In order to fix it you have to know what is in your report. Don’t make any assumptions. Always check and positively know what is in your credit report.

Your credit report may contain information that is hampering you from getting that all important loan. However, you don’t even know that certain information is in your report.

You have a credit history. It tells the story of how you managed your accounts in the past. Did you pay on time? Always late? Didn’t bother to pay at all? This is the type of information in you credit history.

Don’t be discouraged if your credit is bad. Something can be done. First things first. You need your credit report front and center! Know what is in it.

Does the report contain errors? How about outdated information? Any negative items? Do you dispute anything? If so, then send the disputed items and explanations to the credit bureau by certified mail.

The bureau will investigate your claims. If your claims are substantiated, your report will be updated and sent to you. If you still disagree after their investigation, the law allows you to add a written statement to your file on your own behalf. The statement should be 100 words or less.

Be careful what you write. You may do yourself more harm than good. If you’re unsure what to write, get help. That statement will become a part of your credit report. That’s why it’s imperative that you write to help yourself and not to hinder yourself.

# posted by Medical Information : 2:45 AM