Thursday, November 09, 2006
Fix Your Bad Credit-Do It Yourself
If you would like to Repair Your Bad Credit, Fix Your Credit, or even try a Do It Yourself Fix for your Credit then read on. Has a credit repair company made you promises they have not kept? Yeah… thought so!
Frankly speaking though, this is a situation that you have gotten yourself into. And it may take you to get yourself out of it. If it is going to happen, you need a plan. And you need to be consistent in applying your plan.
• Educate yourself. Learn who the main players are. Also the players who say they are players, but they aren’t. The scam artists. The ones who take your money and disappear.
• The common practice of getting money before service is rendered is unlawful. Many don’t realize that. However, it is a violation of the Credit Repair Organizations Act.
• Some ask you to frivolously dispute each and every bad mark on your credit report. That’s unwise. Especially if you don’t have a leg to stand on.
• These Credit Agencies handle volumes of disputes. They have it down to a fine art. When they have checked and verified information on you that’s it. You can dispute until the cows come home.
• Don’t waste everybody’s time disputing. Do something positive and begin to turn your credit issues around.
Finally, do not allow a Credit Repair company to hoodwink you into grand schemes to repair your credit. If it sounds too good to be true, then maybe it is!
Plan your work, and work your plan. You can do this. You got yourself in-you can get yourself out. It would also give you a sense of accomplishment knowing that you navigated through the treacherous credit waters.
One thing is for sure. Once you dig yourself out from under, you’ll have a newfound respect for your credit.
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