Credit Cards Online Information

SOME $36 billion is likely to be spent at Web "e-tail" stores this year, up 145 percent from 1998. That estimate comes from shop.org, a trade association for online retailers.

Stressed-out workers are learning the value of e-shopping during their lunch breaks, or at midnight from their computer at home. And for the first time, you're seeing an explosion of Internet credit cards.

"Some of the very best and very worst cards are now offered on the Web," says Robert McKinley, president of CardWeb,

With a Web card, you apply online, get statements electronically or by mail, monitor your account online and pay by computer, too. Old-fashioned folk can still opt to pay by check.

For people seeking more credit this Christmas, the special appeal of Web cards is their speed. You give the same information you would in a mailed application. Approval (assuming you qualify) might come in just half a minute. From that moment, you can make purchases online.

Most issuers mail you a plastic card, usually a MasterCard or Visa, which you can also use in stores.

# posted by Medical Information : 11:03 PM